Hi Liz, I understand that your proposal is structured as a fixed settlement. However, I’m not willing to make a final decision without current account values. Even within a fixed structure, the underlying value matters. Without updated information, there is no way to assess what is being exchanged or forfeited. This is standard financial due diligence, not an attempt to introduce ongoing recalculation. If you’re willing to provide the most recent account statement, I will review your proposal and respond promptly. If not, then it may be more appropriate to move forward through the court process, where updated financial disclosures are required. Let me know how you’d like to proceed. Bert